Simple Investment SIPP
Our Simple Investment SIPP offers flexibility and choice when it comes to selecting preferred investment(s) and/or investment provider(s).
Primarily aimed at those individuals seeking greater control and flexibility with their pension saving provision and for those who may already hold investments in a SIPP and are looking to switch providers.
The Simple Investment SIPP adopts a Multi-Component approach, with all components individually priced to provide a more cost effective solution.
The components of the Simple Investment SIPP are:
i) Core Component:
To facilitate the initial investment within the Simple Investment SIPP, the Core Component provides full access to our panel of Investment Providers which includes Investment Managers, Execution Only Stockbrokers, Investment Platforms and Offshore Bond providers.
ii) Additional Investment Component:
Provides access to alternative investment providers not already listed on our panel.
iii) Specialist Investment Component:
Allows access to Peer-to-Peer Lending.
iv) Benefits & Income Component:
Once the decision has been made to commence taking pension benefits this component allows lump sum(s) and/or income to be taken.
The Benefits and Income options available are:-
• Phased retirement
• Tax free lump sum (PCLS)
• Uncrystallised Funds Pension Lump Sum (UFPLS)
• Flexi-Access Drawdown
• Open Market Option (OMO) Annuity Purchase
• Capped Drawdown (for existing funds only)
With the Multi-Component concept of the Simple Investment SIPP fees are only charged for those components which are actually used. All associated fees are totally transparent and with no hidden extras.
For more information concerning the Simple Investment SIPP, click here to access the product downloads.
London & Colonial do not provide either financial or investment advice and this type of services is not suitable for everyone which is why we recommend that all applications should be made via a Financial Adviser.
Why not give us a call?
To discover for yourself how our innovative range of pension wrappers can benefit both you and your clients, call us on:0203 479 5505